We Take the POS Message and Standardize the Format for RPM

Transaction Switching (Xtran)

What is "Xtran"

The Retail Choice Enterprise Payments Switch (Xtran) is the cornerstone of Retail Choice’s RPM solution designed specifically for the retail industry.

Xtran is a multi-purpose transaction switch that performs real time switching for a variety of transaction types, from numerous sources, over any communication medium, and prepares them for any destination. The non-intrusive nature of Xtran allows Retail Choice to customize our solution to satisfy unique transaction configurations.

• Multiple Transaction Types Xtran can be configured to accept any transaction type. Whether your customers use credit cards, debit cards, checks, electronic benefits transfer (EBT), gift cards or any private label applications, Xtran can be customized to process the transaction and keep your business running.
   
• Any Input Sources Xtran accepts transactions from any point of service and formats these requests into a host protocol and then forwards them to a financial processor for approval. Responses assigned to these authorization requests are routed back to the requesting application. Xtran interfaces with all POS systems, kiosks, IVR systems, mobile, and even “pay at the pump” applications.
   
• Load Balancing A multiple Xtran systems can be load balanced to manage traffic across the store network.
   
• Disaster Recovery Xtran systems can be installed at the same site or between two physical locations for disaster recovery purposes. Several Retail Choice customers use an Xtran server farm in order to minimize the time required to recover from a server failure. With a server farm separate Xtran servers connect to a single IP cluster. Remote locations connect to the virtual TCP/IP address associated with the Xtran cluster.
   
• Variety of Communication Options Xtran operates over any communication medium allowing retailers to select the network solution that best meets current needs while having the ability to upgrade network solutions independent of the POS application, back office system or financial institution. Xtran is performance tuned for high transaction volumes, maximum availability and reliability from the outset.